I read these three great articles this week, and I think you’ll like them too.

1. Shimmers: The New Credit Card Skimmers
https://www.moneytips.com/shimmers-the-new-credit-card-skimmers
I like this article because Aquila Wealth Advisors was featured in it. ;)

The best way to avoid credit card "shimmers," which is criminals taking your credit card info when using the chip insert to pay, is to use a touch-free payment option like ApplePay on your phone or the "tap" feature on your card, when paying in person.

https://www.moneytips.com/shimmers-the-new-credit-card-skimmers

 “Aquila Wealth Advisors Owner and Financial Planner Eric Maldonado, CFP®, MBA, CKA®, reassures consumers that the sky is not falling. Maldonado says we shouldn't let fear drive consumer actions, but stresses that timely reporting of suspicious card activity is key to resolving potential identity theft issues. "A new card can always be issued by the credit card company, but this can be a bummer because (all payees) linked to the card will need to be updated," acknowledges Maldonado.”

1. "The stock market is a device for transferring money from the impatient to the patient." - Warren Buffet
More than anything, this quote speaks to the necessity of taking the long-viewwhen it comes to investing, time, money, or effort, towards a worthy goal. 

Here are 3 personal finance tips I hope you find useful in your reading this week:

1. "The Best High-Interest Savings Accounts Online for 2018"
I'm often asked: "Where should I put my savings?"
It depends on the time frame for which you need the money, but for "intermediate-term" savings, a good place to look is online savings accounts like Ally Bank's Online Savings Account. It's currently boasting an annual interest rate of 1.6% and no account fees.

https://www.huffingtonpost.com/entry/financial-rules-you-should-break_us_5b171063e4b0734a99388023

I was recently quoted in the above linked Huffington Post article.

Article title: "8 Financial Rules You Should Break, According To Experts."

Here's the 3 items I've found useful in my reading this week, with my commentary:

1. "Profit First" -- Book recommendation
Amazon link to book
Many of my business owners ask for recommendations to a good business profits resource. Profit First Accounting (PFA) is an effective and simple-to-implement process to make sure your business revenue "works." 

Here's the 3 article links I've found helpful in my reading this week, along with my commentary:
1. The One Percent Rule – Rental Real Estate Investing
https://www.thebalance.com/rental-property-investing-for-beginners-453821
I'm often asked about real estate investing. The One Percent Rule (divide one month's rent into the property purchase price) is a quick way to begin to see if the property is a "working" real estate investment.

Here's 3 article links I have found helpful in my reading this week, with a summary:

1. Unclaimed Property Search 

https://www.unclaimed.org/

Most of us are unaware there is a national database — free resource — to search for and claim forgotten money that may be due you from official government agencies. 

Here's 3 valuable articles with my commentary:

1. The first 20 hours -- how to learn anything | Josh Kaufman | TEDxCSU 

This is a TED Talk video I found super insightful into the way we learn. As opposed to taking "10,000 hours" to learn something new, the speaker talks about it only taking 20 hours to being competent enough to perform something new.