Ep. 55 Retirement Planning: Tariffs, Market Correction, and Investing Tips
The financial markets are constantly reacting to global events, and the recent tariff rollback offers a powerful lesson in long-term retirement investing. In this episode, we'll dissect what happened with the tariffs, why the market reacted as it did, and most importantly, what valuable insights we can glean for our retirement planning strategies. I’ll also share a recent Investopedia feature where I was quoted on these very topics.
Listen in to understand the importance of staying the course amidst market volatility, the enduring power of diversification, and the critical role of understanding your personal risk appetite. We'll also cover essential tips for retirement investing, including the benefits of tax-advantaged accounts, the impact of fees, and how to avoid emotional investing.
Listen To The Episode:
What You’ll Learn:
The market's reaction to the tariff changes and the historical context of similar economic policies.
The critical importance of "staying the course" for long-term investors during market corrections.
The continued power and necessity of diversifying your investment portfolio, particularly across international markets.
Key mistakes to avoid when investing for retirement, such as being too conservative too early.
The significance of understanding your overall risk appetite and managing emotional responses to market fluctuations.
Essential tips for successful retirement investing, including starting early, utilizing tax-advantaged accounts, and regular rebalancing.
How to manage fees and expense ratios within your investment accounts.
The value of a "recession buffer" and flexibility in retirement planning.
When and why to consult with financial professionals like CFPs, tax advisors, and estate attorneys.
Ideas Worth Sharing:
Market corrections, like the 20% drop from the tariff announcement, are normal. Stay the course and tune out the noise.
Diversification across global markets can protect your portfolio when U.S. stocks lag.
A recession-proof buffer of cash or fixed-income assets gives you peace of mind to ride out market downturns.
You have to have handrails in place before the next big world calamity happens... Know your numbers and have a buffer of cash equivalent holdings so you're not forced to sell growth investments during a downturn.
Resources:
Eric Maldonado, CFP®, MBA: (805)250-4552 | info@aquilawealth.com | Website | Contact Us
The Art of the Deal by Donald Trump & Tony Schwartz
The Wall Street Journal Article
Disclosure: Aquila Wealth Advisors, LLC is a registered investment advisor in the state of CA, LA, and in other jurisdictions where exempt. All content on this podcast is for information purposes only. All information or ideas provided should be discussed in detail with an advisor, accountant, or legal counsel prior to implementation.
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