About half of the small business owners surveyed said they planned on using social media as part of their marketing strategy this year, according to a recent study by Keap.
4 Considerations Before Refinancing Your #StudentLoans
We’re all aware that student loan debt presents a serious financial obstacle these days. Many are looking at refinancing student loans as an attractive option. Refinancing makes sense for some, but it's not a cure-all for everyone. Here’s 4 consideration to think through before refinancing your student loans.
1. You Start the Clock Over Again (and That Can Cost You) Once you Refinance
#MemorialDay – A Brief History
“We owe this freedom of choice and action to those men and women in uniform who have served this nation and its interests in time of need. In particular, we are forever indebted to those who have given their lives that we might be free.” – President Reagan on Memorial Day, 1983.
Origins of Memorial Day, Decoration Day
What is #FeeOnly Financial Planning?
Article Source: https://www.napfa.org/financial-planning/what-is-fee-only-advising
The way in which your financial planner is compensated can make all the difference in the recommendations they make for you. That’s because some advisors work under a standard that requires only that their recommendations be suitable to your particular situation. Other planners work under a fiduciary standard that requires advisors to consider what is in their client’s best interest. You may be wondering why your advisor would make a recommendation that is not in your best interest. That’s where the issue of compensation comes into play.
Financial Advice Tailored to You
Tips to make sure you are not getting general “one-size fits all” advice
Professional financial advice targeted toward you, your life and your goals works much better than generalized, scattershot investing tips.
#Retirement Strategies: #Stocks for the Long Run
One of my core tenets of investing success when it comes retirement strategies can be summed up in the title of Jeremy Siegel’s classic book: Stocks for the Long Run. This is a great read for anyone looking to get a good dose of data on why owning a properly allocated basket of diversified equities is often wiser for the long-term investor than, say, owning a portfolio of fixed-income investments.
Writing Your Own Financial Plan, Part 2 — Goal Setting
The second part of this three part series, is around the topic of: GOALS.
For some people this gets you really excited, and the prospect of writing goals, and thinking about the future and setting goals is a motivating and energizing experience. That’s wonderful, run with it and use this skill for setting goals to better your financial life. For many, however, the idea of goal setting is daunting or just plain dull. For some the very word “goal” causes you to feel anxious or maybe you just don’t believe in goal setting and it hard to think with any real clarity about the future.
How to start a sole-proprietorship business in San Luis Obispo — Quick Start Plan #SanLuisObispo #soleprop #businessownership
I work with a lot of business owners in San Luis Obispo, and being one myself, I thought I’d right a ‘quick start’ tutorial on how to set up the simplest kind of business — a sole proprietorship.
I'm teaching a 'Planning for Financial Independence' course at Cuesta College
Join me this summer as I teach a course on Planning for Financial Independence at Cuesta College.
About the class:
Planning for Financial Independence
We will cover the fundamentals of sound personal financial planning. We will help you chart a course for financial independence according to your values, goals, and targets. We will teach cash flow planning, risk management, investment management, college education savings, retirement planning, and estate planning basics.