All in Investing

Recession ahead?

Recession ahead?

Eric Maldonado, CFP®, MBA
Investing, Economic Update

A number of economists think that a recession may be on the horizon.(1)

The latest forecast by the International Monetary Fund predicts that Russia's invasion of Ukraine is going to take a chunk out of global growth this year and next.(2)

Fannie Mae is forecasting slowing growth in 2022 and a recession in 2023.(3)

When multiple forecasts start pointing in the same general direction, it’s worth paying attention.

So, what do we do with that information right now?

Do we panic and freak out? Bail on our investment strategies to head off losses?

Nope.

Are we in a bear market?

Are we in a bear market?

Eric Maldonado, CFP®, MBA
Investing

First, what is a bear market? It’s when stocks have dropped more than 20% from their last peak.

So yes, in some sectors, we are in a bear market territory.(1)

But, as of this writing, the broader S&P 500 has not entered a bear market. It’s possible it will, especially in this environment, but it hasn’t yet.

So, let’s remember goals-based investors with a financial plan are not day traders.

We’re long-term investors, and the day-to-day and week-to-week gyrations aren’t as important as what happens over years. What’s more important are the values, objectives, and time frames that have been laid out in your financial plan, in advance. If the financial plan doesn’t change, or your personal goals don’t change, then the investments don’t change.

Here’s a quick chart showing just how common big market drops are:

Markets were interesting in Q2

Markets were interesting in Q2

Eric Maldonado, CFP®, MBA
Economic Update, Investing

What do you need to know about how markets performed last quarter (and what could happen this quarter)?

We broke down what you need to know about markets and the economy into a five-minute read.

Click here to check it out.

Keeping up with markets and the economy is a big part of my job, but I want to share some key takeaways and what I’m watching for in the months ahead.

Go ahead and click here to learn more.

Market Correction Fear is a Trap

Market Correction Fear is a Trap

Eric Maldonado, CFP®, MBA
Investing

What’s the number one mistake investors make when markets decline?

Selling in haste.(1) It’s an emotional reaction to the surprise of a correction.

And it usually trades one problem for another—it replaces fear with seller’s remorse.(2)

You can avoid all of that if you know the facts about market corrections.

This month’s Visual Insights Newsletter highlights what you need to know about market corrections, so they don’t rattle you.

Click here to see it!

Coronavirus and Markets—What You Need to Know

Coronavirus and Markets—What You Need to Know

Eric Maldonado, CFP®, MBA
Investing

After weeks of headlines about the coronavirus outbreak, markets have been caught in a volatile pattern of surges and retreats. Here’s what you should know:

Why are markets so volatile?

Disease outbreaks are hard to predict and come with a great deal of uncertainty that can make investors nervous—particularly after a period of record market gains.

As the epidemic spreads beyond China, investors worry that it could cause serious disruptions to trade and the interconnected global economy.

FREE Flowchart on Investing During Market Volatility

FREE Flowchart on Investing During Market Volatility

Eric Maldonado, CFP®, MBA
Investing

Use this simple flowchart to help you determine what (if anything) you should do that may help protect your investment health. Download your FREE copy here now and discover:

  • How to assess your current investment situation whether you're 10 years away, 5 years away, or already in retirement

  • The 3 or 4 critical questions you need to ask yourself that will determine what you should do next (if anything)

  • Your level of confidence with your current investment strategy and what you can do about it

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