All tagged San Luis Obispo Fee-Only Financial Advisor
We were recently featured in NerdWallet discussing tips for home remodel financial planning.
Article link here: https://www.nerdwallet.com/article/loans/personal-loans/home-remodel-uncertain-economy
Article by Annie Millerbernd.
Planning and prioritizing can help you accomplish home improvement projects — even when the economy is shaky.
For people of faith, managing money can feel challenging, especially if you want to align that management with your values. This webinar addresses principled investing, charitable giving, responsible financial planning, and being a good steward of your wealth.
Happy New Year!
After months of debate, Congress finally passed some significant changes to retirement laws at the end of 2022. (1)
The Setting Every Community Up for Retirement Enhancement (SECURE) Act 2.0 changes are numerous, complex, and will roll out over several years.
So let's focus for now on some changes for 2023: (2)
1. The age at which required minimum distributions (RMDs) begin increased to 73 in 2023.
Read more about creating an effective business cash flow system.
We were recently featured by KSBY in an interview about College Student Loan Planning.
Link to article interview: https://www.ksby.com/news/local-news/college-students-react-to-president-bidens-federal-student-loan-relief-plan
“Know what your interest rates are, know what kind of loans they are — if they are private, public, federal, subsidized or unsubsidized,” explained Eric Maldonado, Aquila Wealth Advisors’ Owner.
Set a financial game plan.
“If you have other debt, that’s a great place to put that money. Pay that other debt whether it’s credit card debt or car debt,” recommended Maldonado.
On August 11, we will host a webinar titled, “How Small Businesses Can Be Profitable in the Midst of Inflation.” As supply and labor prices rise, small businesses, which are often operated on a tiny margin, are squeezed the most. But the right decisions can help a business weather even these difficult times. This webinar will address improving cashflow, keeping a cushion of savings, avoiding debt, looking out for your own family’s finances, and more. Eric Maldonado, CFP®, MBA, CEPA is the speaker for this webinar, he has with a specialty in helping new businesses during their first five years. All business owners will benefit from this informative event, especially if you’re just starting out.
Will Millennials have it better or worse than Boomers in retirement?
Millennials will have some advantages that no other generation before them has had.1
They’re going to enter retirement with more education and the ability to work longer and save more for retirement.1
But it’s not all sunshine and rainbows.
Millennials will also have more student debt.
And they’re getting married, buying homes, and having kids later in life than their parents and grandparents. That could mean they put off saving for retirement, too.1
So, what does that all mean for retirement in the future?
Like styles and feelings, retirement changes with time. And those who are looking to retire in 2050 won’t have the same experience as today’s retirees.
So, how will retirement be different in 2050?
The answer to that is the focus of this month’s Aquila Wealth Newsletter.
What does your dream vacation look like?
Are you picturing the white sandy beaches of a tropical island?
Maybe lush wilderness, ancient ruins, or a glittering city?
If you’re like many folks, you want luxury and a longer stay for your next vacation.1
You may even want to connect, heal, or finally experience that once-in-a-lifetime adventure.2
Those are just some of the most popular trends in travel these days.
As another eventful year comes to a close, I’d like to offer a heartfelt “thank you” for allowing us here at Aquila Wealth Advisors, LLC to have an impact on your financial independence and business ownership journey.
2021 was another year of uncertainty, but also a year where the indomitable human spirit shined.
There's a lot we can't control about the future, but we can control a few things.
As we usher in a new year with great expectations, here are some things to focus on:
Embracing Your Vision
