All tagged aquila wealth advisors
What should you make of recent ups and downs in the stock market? Here’s helpful context on volatility and expected returns.
While market volatility can be nerve-racking for investors, reacting emotionally and changing long-term investment strategies in response to short-term declines could prove more harmful than helpful. By adhering to a well-thoughtout investment plan, ideally agreed upon in advance of periods of volatility, investors may be better able to remain calm during periods of short-term uncertainty.
Because they keep bubbles from forming – but only if you’re prepared
With the stock market’s historic growth that began in early 2009, many believe a 10% pullback may be a healthy thing. Such a drop is not horribly painful, by historical standards, and smart investors can cushion such a fall. Why is a market correction healthy and beneficial?
I like to send out a newsletter to my clients and friends every-other week on Thursdays at 2 p.m. PT. I typically include 3 articles with my commentary around the topic of personal finance. Here are the ones I like this week, and I think you will too. (Feel free to email me at email@example.com if you want to be added to my email newsletter list.)
#1 The No. 1 IRA mistake
#2 Productivity Recommendation: Take the Kolbe A™ Index/Instinct Test
#3 The Scientific Secrets to Preventing Jet Lag
But Clients Should Ask Their Advisor This Simple Yes or No Question
Over the past year, investors have been receiving notifications about the U.S. Department of Labor’s fiduciary rule that would have impacted financial advisors and their clients. Simply stated, the DOL’s new “fiduciary duty” standard would have required financial professionals who receive compensation for transactions to act in their client’s “best interest.”
Strategies for saving in your 50s
Many retirees today are redefining the “golden years.” Forget about endless days of leisure. Retirees seek adventure, travel, and new business pursuits. While these changes may redefine retirement, will retirees be able to finance their plans? Today, many people age 50 and older have not begun to save for retirement or have yet to accumulate sufficient funds.
The Tax Cuts and Jobs Act (TCJA) of 2017
The Tax Cuts and Jobs Act (TCJA) of 2017 created substantial new tax breaks for companies of all sizes, but owners of smaller businesses in particular may still be reviewing how much their tax burden could change under the new legislation. The deductions individual business owners can take advantage of and the value of these tax breaks will vary considerably depending on the nature of their business activities, their income levels, and other factors that they may be able to adjust to maximize their tax benefits.
People are just becoming acquainted with the idea of digital money in the form of cryptocurrencies like bitcoin, where transactions are recorded on a secure distributed database called a blockchain. And now along comes a new concept: the blockchain-based token, which I’ve been following as a blockchain researcher and teacher of courses about cryptocurrency and blockchain tokens.
Here are 3 articles I found valuable in my reading this week, and I think you will too...
#1 How to Establish a Sole Proprietorship in California
#2 How to deal with the Imposter Syndrome
#3 What is Fee-Only Financial Planning?
There are chilling similarities – but fundamental differences too
On December 7, 2001, a Gallup Poll ran the following headline:
“Americans Say Sept. 11 Will Be More Historically Significant Than Pearl Harbor.”
That December 7th day when Gallop ran that headline marked the 60th anniversary of the attack on Pearl Harbor. But it was also just a few months after the September 11th attacks in New York and Washington – when many Americans were comparing the events in 1941 to those that had just occurred.
But it’s easier to get into Harvard than get an administrative assistant job
On Friday, September 7th, the United States Department of Labor released the “Employment Situation” report and there were some fascinating and quirky data points. Let’s examine a few: